Blog Post

Lilypad Insurance Chooses BriteCore to Power Coastal Growth and Innovation

June 11, 2025

We’re thrilled to welcome Lilypad Insurance to the BriteCore community! Lilypad is on a mission to bring specialized homeowners insurance to coastal communities—places where traditional insurers often hesitate to operate due to elevated risk.

By selecting the BriteCore Platform as their core insurance policy administration system, Lilypad is equipping itself with the modern technology needed to protect homes and financial futures in high-risk regions.

Meeting the Challenge of Coastal Risk with Confidence

Insuring coastal properties—especially in hurricane-prone areas—requires speed, agility, and the ability to adapt to changing conditions. Lilypad was looking for a core insurance platform that would enable:

  • Rapid market expansion into underserved areas
  • Quick product launches to meet evolving customer needs
  • Seamless integration with third-party data providers
  • In-house configurability without depending on vendors for every change

With BriteCore, Lilypad gains all that and more. Our cloud-native platform brings together policy, billing, and claims into a single, integrated system with low-code tools, robust APIs, and real-time analytics. It’s designed to put insurers in control—so they can move fast and innovate with confidence.

“As a mission-driven insurer serving vulnerable coastal communities, we needed a core platform that offered both speed and self-sufficiency,” said Rick Espino, President of Lilypad Insurance. “BriteCore gives us the power to manage changes internally, launch new products quickly, and tap into third-party data sources with ease.”

A Shared Vision for Growth and Resilience

Lilypad’s decision reflects a growing trend among modern insurers: replacing rigid, legacy policy admin systems with flexible platforms that empower teams to adapt, grow, and serve their policyholders more effectively. At BriteCore, we’re proud to partner with Lilypad as they expand their footprint and deliver peace of mind to homeowners in some of the most vulnerable areas.

“Lilypad Insurance is addressing a critical gap in the insurance market with their commitment to underserved coastal homeowners,” said Ray Villeneuve, CEO of BriteCore. “We’re honored to support their growth with a platform that enables local resilience and customer-centric innovation.”

The Power of a Modern Core Insurance System

Whether you’re entering new markets, launching new products, or simply looking to boost operational efficiency, BriteCore equips P&C insurers like Lilypad with the tools to:

  • Streamline operations across policy, billing, and claims
  • Accelerate time to market with low-code configuration
  • Connect to a rich ecosystem of third-party data services and applications via open APIs
  • Enable faster, more responsive customer experiences

We’re excited to see what Lilypad achieves next—and proud to be part of their journey.

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